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House Democrats urge HUD to reverse housing funds cut
House Democrats sent a letter Tuesday to the U.S. Department of Housing and Urban Development Secretary Scott Turner, asking him to rescind a recent decision that would slash funding for affordable housing programs.HUD's Notice for Funding Opportunity for the Fiscal Year 2025 Continuum of Care Program, issued on Nov. 13, would cut support for permanent supportive housing programs from 86% of Continuum of Care funds to just 30% of its annual budget of roughly $3.5 billion, worsening homelessness, the letter said. The Continuum of Care program is the largest source of federal funding for homelessness assistance."We write in response to the Department of Housing and Urban Development's (HUD) reckless and disturbing policy change and funding announcement that could push over 170,000 formerly homeless individuals back on the streets and exacerbate our nation's homelessness crisis," wrote the lawmakers, led by Rep. Maxine Waters, D-California.More than 770,000 people experience homelessness, and the current notice would worsen the situation, affecting people with disabilities, veterans and domestic violence survivors, the letter said.The notice would also compress the application timeline to 60 days, and coupled with HUD's delayed release of the notice due to the government shutdown, create a nearly half-year gap in services with the fiscal year 2024 funds set to expire Dec. 31."This reckless timing will put critical homeless services at risk, leave rents unpaid, and put the most vulnerable people back on the streets," lawmakers wrote.Under the notice, programs and organizations that align with President Donald Trump's executive order to end crime and disorder will be prioritized. The executive order calls for different policies and practices to address homelessness, including mandated services, work requirements and camping bans. The notice also said HUD has the right to "evaluate the eligibility of a project application" if the project utilizes or has utilized in the past harm reduction practices like safe injection sites, promoted racial preferences or "[conducted] activities that rely on or otherwise use a definition of sex other than as binary in humans," according to the National Low Income Housing Coalition.Many conservatives have voiced their support of the changes, echoing Trump's call for more accountability."[The program change] restores accountability to homelessness programs and promotes self-sufficiency among vulnerable Americans," HUD said in an earlier press release. "It redirects the majority of funding to transitional housing and supportive services, ending the status quo that perpetuated homelessness through a self-sustaining slush fund."Yet, more than 20 Republican lawmakers sent a letter to HUD last month asking for the renewal of the existing grants to avoid disruption caused by significant policy changes this late in the funding award process.The Democratic lawmakers ended their letter by urging HUD to immediately reverse the notice, renew current grants and ensure evidence-based solutions receive necessary funding.
Purchase applications surge to highest level since 2023
US mortgage applications to buy a home surged last week to the highest level since early 2023, despite still-elevated borrowing costs. The Mortgage Bankers Association's index of home-purchase applications jumped 7.6% to 181.6 in the week ended Nov. 21, data from the group showed Wednesday. The contract rate on a 30-year fixed mortgage rate ticked up to a more than one-month high of 6.4%.READ MORE: Homebuyer affordability improves for fifth straight monthWhile a sustained surge in purchase activity would certainly be welcome in a housing market that has struggled to gain momentum, the weekly figures tend to be volatile around holiday periods. MBA's measure of refinancing, meantime, declined to the lowest level since early September.The MBA survey, which has been conducted weekly since 1990, uses responses from mortgage bankers, commercial banks and thrifts. The data cover more than 75% of all retail residential mortgage applications in the US.
NYSE executive Cassandra Seier dies in alleged bike accident
Cassandra Seier, head of International Capital Markets for the New York Stock Exchange, died over the weekend of November 22."We are devastated by the news that our colleague Cassanda Seier passed away over the weekend," an NYSE spokesperson told American Banker in a statement.The statement did not disclose the exact date or cause of Seier's death.According to eFinancialCareers and local news reports, the cause of death was believed to be a bike accident in the Bahamas.NYSE Group president Lynn Martin said in a LinkedIn post that Seier was "a colleague who I also was proud to consider a friend... she embodied everything that makes the NYSE team great: a tireless defense of the principles she believed in and a fierce champion of every single customer she touched. To know her was to know that she had endless energy — she was someone who was laser focused on getting a job done but always found time to offer anyone support and to mentor the next generation of leaders."Other ex-colleagues also shared reactions to Seier's passing."Cassandra was a true trailblazer who left an indelible mark on everyone she encountered," said Jonathan Epstein, head of International Continental Exchange Tel Aviv, in a LinkedIn post on Tuesday. "Under her exceptional guidance and leadership, we successfully expanded NYSE International Capital Markets' presence in the region, an achievement that stands as testament to her vision and dedication."Seier was the head of NYSE's International Capital Markets division starting in 2022 and previously worked for Goldman Sachs for 24 years, according to her LinkedIn profile. The bank did not respond to a request for comment.She also served nearly 14 years as the president and CEO of the non-profit Women In Financial Markets, an organization established "to connect, elevate and advance professionals in the financial services industry through education, coaching, mentorship and access to a global network of influential leaders.""Her legacy is woven into every part of our organization through the programs she championed, the community she nurtured, and the opportunities she created for thousands of women," said a statement from WIFM posted to LinkedIn on Monday.WIFM has established a scholarship fund in Seier's memory, according to the LinkedIn post. Additional details about the scholarship have not yet been publicized.WIFM also set up a webpage for friends and colleagues to share memories of Seier."We'll carry her legacy with us living life to [the] fullest, being bold, and dreaming big, just like she did," WIFM advisory council member Marisol Collazo wrote on the page. "For six years we built WIFM side by side, pushing forward and believing in what we were creating. It was too little time, but she made such an impact."Born and raised in Singapore, Seier earned a BA in Finance with a minor in Economics from the University of Oregon and has been a CFA charterholder since 2004, according to her WIFM bio.She is survived by her husband, Thomas Seier, and their son.
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