Mortgage Application Documentation Checklist
Personal
Driver’s License
Social Security Card
Divorce Decree (If Applicable)
Proof of Veteran Status (For VA Loan)
Assets
- Checking and Savings Account Statements (Past 3 Months)
Retirement and other Investment Statements (Past 3 Months)
Titles for Automobiles and other Property
If part of the down payment comes from gift, a gift letter stating that the funds do not need to be repaid
Property
Sales Contract
Proof of Earnest Money Deposit
- Proof of Homeowners Insurance (Needed before Closing)
Contact Information for Homeowners Association (If applicable)
Employment/Income
Federal Income Tax Returns (Previous 2 Years)
W-2 Forms (Previous 2 years)
- Pay Stubs (Previous 30 Days)
Previous Two Years’ and Year-To-Date Profit and Loss Statements (If Self-Employed)
Proof of Additional Income (Social Security, Child Support, Alimony, if applicable)
Balance Sheet for the Most Recent Quarter (If Self-Employed)
Liabilities
Most Recent Statements for Credit Cards, Loans, and other Credit
Canceled Checks (or other Proof of Payment) for Rent or Mortgage for the Last 12 Months
- Court Documentation for Bankruptcy or Judgment (If applicable)
Listing Agreement or Sales Contract for Current Home (If applicable)