Assumable VA loan at a 2.75%! Renovated, single-level San Diego home with a prime location that is loaded with charm & character! Curb appeal is apparent from the moment you drive up from the exterior paint & front door to the beautifully fenced turf yard & porch area with stunning rock & wood walls & benches. Step inside to beautiful warm brown luxury vinyl floors & a serene living space adjoining the stylishly updated kitchen. The robin’s egg blue & white cabinetry, counters, backsplash, exposed shelves & stainless steel appliances make for a modern designer kitchen. Plenty of cabinets & open & closed shelving makes storage abundant. Two spacious bedrooms plus a third, private bedroom on the other side of the home (converted from the former garage) complete the floor plan along with a remodeled bathroom with shower/tub combo. Two of the bedrooms have very deep & tall closets to maximize the storage potential of this cozy home. The inside laundry area/mud room is large enough to accommodate a full-size washer/dryer side-by-side plus extra storage. Outside, enjoy the spacious low-maintenance backyard with concrete, turf, & a covered patio area. A hose running to the upper turf yard area – accessed by a gated staircase – allows for easy watering of the raised vegetable/plant gardens. Sit beneath the gorgeous mature Pepper Tree & enjoy the San Diego sunsets & evening breezes. This home also features 2 outside storage sheds that will convey! NO HOA, NO Mello-Roos, & a convenient location just off of College offers easy access to everywhere you want to be in San Diego!