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Related Articles
Key takeaway: If proposed changes to bank capital rules take effect as written, some mortgage companies may consider acquiring a bank to diversify their businesses. But industry stakeholders caution that the process can take years, requires significant preparation and does not guarantee regulatory approval. Expert quote: "The best of intentions in...
2026-10-16
Key insight: As borrowing to buy or refinance a home becomes less attractive, mortgage lending is suffering at many big banks.Supporting data: At PNC Financial Services Group, quarterly noninterest income from mortgages was down 16% year over year.Processing ContentAs mortgage rates soar, many banks are feeling the pain in their...
2026-10-15
Processing ContentWhat's at Stake: Whether the new FHA financing will actually lower rents or expand housing supply.Expert Quote: "It does not alter real-world bottlenecks" — Thom Malone, principal economist, CotalitySupporting Data: Fewer than 100,000 annual starts for one specific property type. Overview bullets generated by AI with editorial review.Build-to-rent lending, a...
2026-10-15
Processing ContentKey Insight: How middle-income homebuyers are shifting toward government-backed Ginnie Mae loans.What's at Stake: Lenders and servicers have to manage more FHA and VA loans as policymakers extend diminished leeway to distressed borrowers.Expert Quote: "The affordability issue is climbing up the AMI ladder." — Chrystal Kornegay, MassHousingOverview bullets generated...
2026-10-15












